Wall Street's entry will drive the market to $4 trillion, dramatically changing the outlook for the future of cryptocurrencies

It feels like the wall has finally come down. With the SEC's approval accelerating, cryptocurrencies are moving closer to the financial stage. The inflow of $310 billion is a big change, but we need to understand the mechanism properly and keep a calm eye on it. #cryptocurrency #ETF

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Jon and Lila share their unique perspectives in this conversation in English 👉 [Read the dialogue in English]

👋 Everyone who is holding on, are you still breathing?

Hello everyone! The cryptocurrency wave is getting bigger again. In 2025,SEC (United States Securities and Exchange Commission)approves cryptocurrency ETFFast TrackNot only Bitcoin and Ethereum, but also XRP and Solana have entered Wall Street. Digital assets are becoming mainstream, and institutional investors are increasingly entering the market. The total market cap is4 trillion dollarsExceeding! This is like the news of cryptocurrency making its "mass debut." (250 characters)

Wall Street's Crypto Gateway Expands: SEC Speeds ETF Approvals, Pushing Digital Assets Mainstream

Background and Issues

Now, let's chat like friends at a cafe. The world of cryptocurrency, 2025, is really exciting. Back in the day, people thought, "Bitcoin? That's shady," but now it's on Wall Street.

Let's take a look at some background. The SEC has been extremely cautious about approving ETFs. Why? To protect investors. Cryptocurrencies have a rollercoaster-like price cycle, so they haven't approved them as easily as traditional stocks.

For example, your breakfast toast. It usually toasts steadily, but virtual currency is like a flame that suddenly explodes and disappears. The challenge was, "How do we provide it to everyone safely?"

In 2025 news, the SECFast TrackBitcoin ETF adopts the approach$ 310 millionThis attracted inflows and boosted the overall market. Regulatory changes helped shift digital assets from "mere speculation" to "a real asset class."

But there are still challenges. Due to differences in regulations, the rules vary from country to country. It's difficult to harmonize them globally, like Asian licenses and the EU's MiCA. I'm joking, but virtual currencies are like an international party, and everyone has different rules, so fights break out (laughs).

In short, the background is "making it easier to access," and the challenge is finding the balance between "reducing risk while promoting innovation."

The core of the technology

Now onto the main topic! I'll explain how ETFs work in a way that even beginners can understand. ETF stands for Exchange Traded Fund, and is an investment trust that can be bought and sold on an exchange like stocks. Cryptocurrency ETFs are backed by physical coins.

The idea is that instead of having Bitcoin in your wallet, you have something like a Bitcoin "share certificate." You can benefit from price fluctuations even without touching it directly.

Click the image to enlarge.

As you can see from the diagram above, the SEC approval process has been sped up. Previously, it took several years, but now it only takes a few months to get approval. The core technology is a "spot ETF," which tracks prices in real time. Guidelines have also been issued for additional features like staking.

In terms of tokenomics (token economy), ETFs increase liquidity. Institutional investors can buy large amounts, which may stabilize the market. But, just kidding, ETFs are like "seatbelts for cryptocurrencies." They're safe, but there's still a risk of crashing if you go too fast (laughs).

To use a technical analogy: DeFi (decentralized finance) is "banking without banks." ETFs are the bridge between it and traditional finance. Gas fees (transaction fees) are annoying, but with ETFs you don't have to pay them.

Item	Conventional	this time
Approval speed	It will take several years	Fast Track in a Few Months
Target assets	Mainly Bitcoin only	Ethereum, XRP, Solana, and many more
Inflow amount	Tens of billions of dollars	Over $310 billion by 2025
Regulatory Approach	Strict and slow	Innovative and fast

Looking at this chart, the changes are obvious. The SEC has gone from being a "slow turtle" to a "fast hare." But be careful not to go too fast and trip over it.

Applications and Market Impact

So how does this affect the market? First, from the user's perspective. Beginners can now more easily get in touch with cryptocurrencies through ETFs. Even people who aren't good at managing their wallets can buy them through stock apps. It's as easy as "takeout" cryptocurrencies.

From a developer's perspective, the increase in ETFs will invigorate the ecosystem. When new tokens are included in ETFs, it will become easier for projects to raise funds. For example, Solana's ETF approval may accelerate the development of DeFi apps.

The impact on the market as a whole is huge.$ 500 millionThis inflow is predicted. This is also why Bitcoin has reached a new high. However, the impact is two-sided. While it stabilizes the price, it also increases the risk of speculation and creating a bubble.

To put it humorously, ETFs are the "mainstream debut of cryptocurrency." It's like an old indie band joining a major label. It'll gain more fans, but it might also mean selling your soul. (laughs)

Use cases: Diversify your portfolio. Mix stocks and cryptocurrencies to diversify your risk. If you're a DeFi user, ETFs are a great way to bridge the gap and attract more traditional investors.

Actions by level

Take action! The focus is not on "buying," but on "understanding and experiencing." Beginners: First, follow ETF news. Read articles on Decrypt and CoinDesk to understand how they work.

Intermediate: Get a feel for the difference between cryptocurrencies in your own wallet and ETFs. Try staking with a simple DeFi app. Once you experience the pain of gas fees, you'll understand the convenience of ETFs (lol).

For everyone: Check for regulatory changes. Visit the SEC's official website to learn the latest rules. If you are a resident of Japan, be careful when using overseas exchanges, as there are risks outside of legal protection.

The action plan is to check the news for 5 minutes every day. Don't rush, have fun.

Future prospects and risks

The future is bright. By 2026over 100ETFs are expected to appear. Regulations will become clearer through collaboration with the CFTC. Bitcoin is on track to surpass $10, but predictions are just that: predictions.

But don't forget about the risks. Technical risks: hacking and volatility. Even ETFs can be affected if the underlying blockchain is unstable. Legal risks: regulatory changes could result in the revocation of approval. In Japan, be careful of gambling-related issues (although this doesn't apply to you).

Operational risk: The market is overheating, which will lead to an increase in liquidation (huge losses). It's a joke, but virtual currency is like a "hot pot." If you touch it too much, you'll get burned.

The outlook is that digital assets will become commonplace. However, it's important to DYOR (do your own research). Understand the risks and get involved wisely.

My Feelings, Then and Now

Today, I talked passionately about the SEC's ETF Fast Track. Cryptocurrencies are making their way onto Wall Street, expanding the market. Understanding how it works will make it even more fun.

However, investing is at your own risk. Be DYOR and make rational decisions. Don't underestimate the risks.

Reference links and sources

• Wall Street's Crypto Gateway Expands: SEC Fast-Tracks New ETF Approvals as Digital Assets Go Mainstream
• The Year in Crypto ETFs 2025: Bitcoin, Ethereum Thrive as XRP and More Join the Party – Decrypt
• Crypto regulation in 2026: SEC's ambitious agenda meets a more empowered CFTC | The Block
• US Securities and Exchange Commission (SEC) Official Website