Bybit Ben Zhou: RWA and stablecoins will transform finance!

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Bybit CEO Ben Zhou discusses how RWAs and stablecoins will change the future of global finance

Hello everyone! I'm Jhon, a Japanese blogger who follows the latest blockchain technology. Today, I'd like to talk about a topic that has recently attracted attention from Bybit CEO Ben Zhou.

In the world of blockchain, real-world assets (RWA: tokenized real-world assets) and stablecoins are rapidly evolving and revolutionizing traditional finance. Why is this important now? As of 2025, these technologies have gone beyond speculation and are deeply embedded in the real-world economy, enabling efficient fund transfers and asset management. For example, the market size is expanding rapidly, with some predictions calling for trillions of yen. Even if you're a beginner, let's learn together from here.

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A look back at the basics of RWAs and stablecoins

Let's start with the basics. RWAs are real-world assets such as stocks, real estate, and bonds that have been tokenized (digitized) on the blockchain. This makes it easier to trade traditional financial products on the blockchain. On the other hand, stablecoins are virtual currencies whose value is pegged (fixed) to fiat currencies such as the US dollar. Their price fluctuations are minimal, making them convenient for remittances and payments.

These technologies have been attracting attention for several years. For example, the RWA market size was around $5 million around 2022, but as of 2025, it has grown to over $30 billion. This is evidence that blockchain has transitioned from a mere speculative tool to a practical financial infrastructure.

Background of Ben Zhou's remarks: Presentation at TOKEN2049

Bybit co-founder and CEO Ben Zhou spoke at the TOKEN2049 side event "Blockchain for Good Alliance (BGA): The Scaling Summit" held in Singapore on October 7, 2025. He emphasized that RWAs and stablecoins will be the foundation for the next era of global finance.

Zhou pointed out that the RWA market has grown by more than 400% over the past three years, reaching $30 billion by 2025. Private debt and U.S. Treasury bonds account for the majority of the market, at $147 billion and $73 billion, respectively. McKinsey and Standard Chartered also predict that tokenized assets could reach $4 trillion to $30 trillion over the next decade. Stablecoins are also seeing an expansion in market capital and are at the center of on-chain activity.

Bybit's Role and Latest Initiatives

Bybit is actively promoting this trend. According to Zhou, Bybit is integrating RWAs and stablecoins to provide a platform where users can efficiently handle these assets. For example, as part of its latest developments for 2025, Bybit is working to strengthen trading of tokenized assets and improve global financial access.

This is bridging the gap between traditional financial institutions and blockchain, making it easier for developing countries to raise funds. From the past, when it was primarily speculation, there are now more real-world use cases, such as real estate investment and bond trading, which are now possible on the blockchain.

Latest market trends and growth forecasts

As of October 2025, the RWA market is expanding rapidly. As reported on Bitcoin and Ethereum news sites, tokenized U.S. Treasury bonds are popular and are seeing increased inflows from institutional investors. Stablecoin market capitalization is also expected to reach hundreds of billions of dollars by 2025, and it is becoming the standard for cross-border remittances.

Looking ahead, improved regulations will likely drive further adoption. For example, European and American regulators are tightening guidelines for tokenized assets, which is expected to create a safer environment from 2026 onwards.

Real-life examples: Use cases for RWAs and stablecoins

Let's take a look at how they are being used in practice. This is simple. For example, tokenizing real estate allows people to invest with small amounts and increases liquidity. Stablecoins reduce fees for international remittances and allow transactions to be completed in minutes.

Tokenization of private debt: Traditional lending is streamlined on the blockchain, with a market size of $147 billion as of 2025.
Treasury RWAs: A $73 billion market popular with investors seeking stable returns.
Stablecoin payments: Used for international remittances, they are faster and cheaper than traditional banks.
Use in developing countries: RWAs provide new investment opportunities in areas where access to capital is difficult.

Incorporating these ideas into your life will help you diversify your portfolio. However, please note that you invest at your own risk and be aware of the risks of market fluctuations. We do not provide investment advice, so please use your own judgment.

Risks and Cautions

While this technology is attractive, it also carries risks. Market fluctuations due to regulatory changes and cybersecurity threats are a possibility. As of 2025, it's important to choose a trustworthy platform. We also recommend consulting with an expert before investing in anything that involves health or legal issues.

Future outlook and tips for utilization

From past growth to the present, tokenized assets will likely reach trillions of dollars in the future. Zhou's vision is that blockchain will further democratize finance. The key to success is to start small and verify information from trusted sources.

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This article has been compiled and fact-checked by the author based on the following publicly available information:

To sum up, Ben Zhou's comments symbolize the practical application of blockchain, and I find them very exciting. RWAs and stablecoins will make global finance more accessible. Why not learn more about them, little by little? I recommend starting with a trusted exchange as your next step!

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Bybit CEO Ben Zhou Speaks: RWA and Stablecoins Will Change the Future of Finance