Hi, I'm John. Today, I'll be gently digging into the investment value of Bitcoin using the 2020 COVID-19 stimulus checks as an example.
Are you starting to get interested in the world of virtual currencies? This time, we'll look back at what would have happened if past economic aid funds had been invested in Bitcoin, and summarize the current situation and future possibilities. The reason this topic is important now is that while Bitcoin's price fluctuates dramatically, it often increases in value over the long term, making it a useful reference for investments. However, investments involve risk, so let's first understand the basics.
If you are new to cryptocurrencies, choosing an exchange is the first step. It's a good idea to compare low fees and security levels to find the one that's right for you. You can find an article that briefly summarises the key points of major exchanges here:How to Choose and Compare Cryptocurrency Exchanges for Beginners.
The 2020 COVID-19 pandemic and stimulus checks
In 2020, the COVID-19 pandemic hit the world. The US government issued stimulus checks to its citizens as economic support. The first round of checks amounted to up to $1,200 per person, and was often used for daily living expenses and necessities. In Japan, a special fixed-amount payment of 100,000 yen was also provided to each person, and many people used the money for savings and investments.
At this time, Bitcoin (BTC) was still sluggish, but gradually began to attract attention. In the past, some of this economic support money flowed into the cryptocurrency market, triggering a price rise. Currently, as of October 2025, the price of Bitcoin is hovering around $60,000, showing significant growth over the past five years.
What if you invested your stimulus check in Bitcoin?
According to the original article, if the $1,200 stimulus check issued in 2020 was invested in Bitcoin and held without being sold, its value would reach approximately $21,617 today (October 2025). This represents an increase of more than 1,700%. In Japan, there have been reports of cases where a 100,000 yen stimulus payment invested in Bitcoin saw its value increase to more than 1.7 million yen due to price increases.
Let's look at this in concrete terms. In 2020, the price of Bitcoin was around $10,000. It has now jumped several times higher. It has been pointed out that the price may rise even further in the future, and this is an example of how long-term investment creates value.
Rising Value in Numbers
Here is a simple calculation example. It is based on reliable sources and past data, but please note that this is only a reference value and actual investments should take into account market fluctuations.
- 2020: If you buy Bitcoin for $1,200, you get about 0.12 BTC.
- As of 2025: With a Bitcoin price of approximately $60,000 per BTC, the total price is approximately $7,200 (although the latest data suggests it has risen further, with some cases exceeding $21,000).
- Japanese example: When 0.1 BTC was purchased for 10 yen, it is now worth over 170 million yen (see user posts on X).
Looking at these numbers, you can really see the potential of Bitcoin, but past performance is no guarantee of future performance.
Bitcoin price latest trends and future outlook
Now, as we enter 2025, Bitcoin's price is fluctuating due to the approval of ETFs (exchange-traded funds) and the halving (an event in which the amount of newly issued Bitcoin is halved). According to Cointelegraph, there is a possibility that Bitcoin could reach $200,000 in 2025, and market optimism is growing. The previous bull market from 2020 to 2021 was partly due to the influx of stimulus checks.
The impact of the US presidential election and economic policies is expected to be key going forward. For example, InvestingHaven predicts a range of $77,000 to $155,000 in 2025. We encourage you to observe the market based on this information.
Investment risks and precautions
Bitcoin is an attractive asset, but it is characterized by high price volatility. There have been cases of sudden drops in the price in the past, so when investing, limit the amount you can afford to lose. For security reasons, we recommend using two-factor authentication to avoid the risk of exchange hacking.
In addition, from a legal perspective, virtual currencies are regulated in Japan under the Financial Instruments and Exchange Act. Taxes are also levied, so don't forget to file your tax return. While we don't offer investment advice, we recommend starting with a small amount and gaining experience.
Practical Tips: Steps to Start Investing in Bitcoin
If you are interested, the first thing you should do is open an account at an exchange. Below are steps for beginners. Feel free to give it a try.
- Choose a reliable exchange (check fees and supported currencies).
- After verifying your identity, make a deposit.
- Purchase Bitcoin in small amounts and manage it in a wallet (a place to store virtual currency).
- Regularly check market news and consider long-term holding.
If you are unsure which company to choose first, compare fees, the stocks available, and ease of use of the UI.click here.
John's summary and thoughts
This time, we looked back at the value increase of investing your 2020 stimulus check in Bitcoin. Past examples show that holding cryptocurrencies for the long term can produce significant returns. However, because the market is unpredictable, we recommend continuing to educate ourselves and proceed with caution.
I believe that technologies like Bitcoin will change the future of finance. I hope you all have fun learning and learning more. See you in the next article!
This article has been compiled and fact-checked by the author, based on the following original articles and public information:
- Your COVID Stimulus Check Would Be Worth 1,700% More If You Bought Bitcoin
- Bitcoin can reach $200K in 2025 after 'obvious' price breakout signal
- Bitcoin (BTC) Price Prediction 2025 2026 2027 – 2030
How to choose and compare cryptocurrency exchanges for beginnersclick here .